Establish Access When Things Are Good, Not When Times Turn Bad Benefits of having a HELOC with $0 balance go far beyond a potential home renovation. Read More Your $ Your Independence, Debt Management, Budgeting, Tax PlanningGlenn BrownJune 2, 2023HELOC, Debt Management, Planning for Unexpected, Lending, Home Equity Line of Credit, Loan-To-Value, Prime Rate, Access to Equity