Closing Time for 2020

There are investing, tax planning, and retirement planning opportunities to be had before year-end.

Your HS Junior know EFC, NPC or Merit? They should.

College Planning is more than 529s and student loans, focus on how to take less of each.

Why worry or fight? Have the money talks without the walk.

How to have open discussions about finances for a healthy relationship.

Experience Your Spending

Use money as a tool, over time you’ve viewed as the sum of their experiences.

Would’ve, Could’ve, Should’ve… But Did You?

Instead of talk of the future, act on the constants - change and time.

Your $ Your Independence, Tax Planning, Small Business, Retirement Planning, Retirement, PlanDynamic, Investing, Insurance, Estate Planning, Debt Management, College Planning, BudgetingGlenn BrownJune 30, 2020Aging Parents, Asset Allocation, Sandwichers, Capital Gains, Tax Planning, Savings, Student Debt, Small Business Owners, Student Loans, Budget, Best Practice, Rebalancing, Debt Management, College Planning, children, College, Caring for aging parents, Economy, Goals, Employee Benefits, Focus on your why, Financial Planning, Fee-Only Fiduciary, Education, Guardianship, Mortgage, Health, Healthcare, Home Equity Line of Credit, HELOC, IRAs, Investing, Investment Management, IRA Withdrawals, 401(k), Raising Kids, Work Benefits, Kids, Local Town Pages, Markets, Interest Rates, Income Streams, Total Return, Portfolios, Priorities, Refinancing, Retirement, Roth IRA, Roth Conversion, Estate Planning, Traditional IRA, Your Money Your Independence, Dividend Growth, Tax-Loss Harvesting, Yields

Proactive Planning and Health Remain Critical

Putting off your health or planning over fear isn’t the “new normal”.

Ch-Ch-Changes - Turn And Face The Strange

CARES Act legislation impacting 2020 tax laws, provisions and deadlines.

Why Dividend Growth Matters

Can a low dividend yield be more favorable over the long-term?

The SECURE Act: Congress spins “Taxman” for next generation

New 10-Year Rule eliminates waiting for taxes and forces assets out of Roth IRAs.

Ten Years Gone: People Evolve, Plans Should Too.

A plan is not a buy-and-hold investment, it needs to be dynamic as you evolve.

PlanDynamic, Your $ Your Independence, Tax Planning, Retirement Planning, Work Benefits, Small Business, Investing, Insurance, Estate Planning, BudgetingGlenn BrownJanuary 7, 2020Aging Parents, Sandwichers, Tax Planning, family, Savings, HSA, RSUs, Financial Independence, Financial Planning, Student Loans, 40's, 401(k), Work Benefits, Pension, Life Insurance, Cash Flows, Budget, Roth IRA, Roth Conversion, PMI, House, Student Debt, Newborn, 529 Plan, FSA Dependent Care, Refinancing, Mortgage, ESPP, Estate Planning, POAs, guardians, Guardianship, Long-Term Care, Elder Care Law, Raising Kids, Multi-Generational Planning, Best Practice, Debt Management, children, Caring for aging parents, Employee Benefits, FSA, Focus on your why, Fee-Only Fiduciary, grandchildren, Health Savings Accounts, IRAs, Investing, Kids, Local Town Pages, Health Plans, Medicare, Small Business Owners, Portfolios, Priorities, Retirement, Your Money Your Independence, Year-End

Roth Conversion: Wrap Up Your Tax Year

Pay the IRS a tax for the gift of tax-free retirement growth.

Tax Loss Harvesting: Be Thankful & Mindful

Balance portions and portfolios to enjoy tax-time desserts.

Investing, Retirement Planning, Your $ Your Independence, Tax PlanningGlenn BrownNovember 5, 2019Tax-Loss Harvesting, Tax Planning, Investing, Investment Management, Rebalancing, Portfolios, Best Practice, Financial Planning, Wash Sale, Capital Gains, Asset Allocation, Your Money Your Independence, Year-End

Work Benefits: Enroll Into Your HSA

Be healthy, wealthy and wise… fund your HSA.

Tax planning in September? You should and here’s why.

Now, not December or April, is an opportune time.

Selecting Colleges: Lead, Don’t Be Led

“We’ll find a way” means debt, poor ROI and impaired retirement.

College Planning, Retirement Planning, Your $ Your IndependenceGlenn BrownAugust 1, 2019Best Practice, College Planning, children, Education, Financial Planning, Financial Aid, FAFSA, EFC, College, Net Price Calculators, 529, NPC, Teenager, ROI, Tuition

Are you a Sandwicher? Embrace it!

In planning for 3 generations, ways to embrace communication and change.

Dividends: Evolve Beyond Yield

Temptation of high-yield dividend stocks can lead to denials like “As long as I get my dividends, I don’t care about share price”. You should and here’s why.

Investing, Retirement, Retirement Planning, Your $ Your IndependenceGlenn BrownJanuary 31, 2019Dividends, Income Streams, Dividend Growth, Investing, Investment Management, Financial Planning, Savings, Best Practice, Local Town Pages, Retirement, Total Return, Trusts, Yields

Outlooks for 2019, Do They Matter?

New year, new positioning. The investment community loves annual outlooks. Do you act or let them become part of your past, like Sears Wish Books?

Your $ Your Independence, Investing, Retirement Planning, Tax Planning, BudgetingGlenn BrownJanuary 1, 2019tax planning, Investing, Economy, Financial Independence, Best Practice, Your Money Your Independence, Markets, Economics

(Back To) School Savings - Knowledge on 529 Plans

Seems like yesterday whispering Bowie’s “Changes” as a lullaby, in 12 years our baby is touring colleges and dreaming of possibilities.

College Planning, Tax Planning, Your $ Your IndependenceGlenn BrownSeptember 5, 2018529, College Planning, Tax Planning, Tax Cuts and Jobs Act of 2017, Best Practice, Local Town Pages, Your Money, Your Money Your Independence

Grandparents: Stretching Is Good For Health, What About Your IRA?

If you choose a very young beneficiary, such as a grandchild, funds in your IRA could compound substantially over their lifetime and provide flexibility to help pay for expenses, like college, along the way.